Liberty Northwest/Oregon Restaurant Association
Safety Group Dividend Property and Liability Program

• Looking for property and liability insurance that covers hospitality’s unique needs—and offers coverage enhancements at a competitive price?
• Want to work with insurance experts who offer great customer service and innovative programs?
• Want to be eligible for a potential dividend return of some of your previous year's premium?

Then learn more about the Liberty Northwest Restaurant Group Program.

The LNW/ORA Safety Group Dividend Property and Liability Program is the only P&L program in Oregon whose policyholders have potential for a dividend. In fact, participants in this plan in 2006 earned a 4.0% dividend because of the program’s great performance.

Enhanced Coverages

• Business income and extra expense
• Money and securities
• Employee dishonesty
• Property at other premises
• Computer equipment and media

Additional Causes of Loss

• Change in temperature, off-premises services and refrigerant contamination
• Earthquake
• Underground water seepage

Unique Optional Endorsements

• Medical payments, including inoculations
• Food contamination—business interruption and extra expense
• Valet parking—extension of coverage

Interested in learning more? Call Susan Mercer at 971-224-1510